Professional Liability Insurance in Jacksonville, FL
Do you need professional liability insurance coverage?
If insurance coverage isn't confusing enough, it would seem that commercial or business insurance programs have a language of their own. Generally speaking any professional with fiduciary responsibility to someone else or service providing professionals who need liability protection in case of negligence, should not perform their duties without adequate insurance coverage. This would include doctors, nurses, lawyers, dentists, therapists and other healthcare providers. Professional liability insurance is also applicable to any profession where a client is depending upon the expert advice of the provider, such as a financial advisor or tax accountant. Often these professional policies are referred to as malpractice insurance.
Mistakes and Employment Practices Liability Insurance
Other forms of commercial liability insurance policies provide coverage for the settlement of losses due to errant or unacceptable business practices. Whether an action or lack of action arises from carelessness, mistakes or intent, several niche insurance products can offset the cost of a settlement or adjudicated lawsuit. In business cases where an owner needs defense for a claim of harassment, discrimination or wrongful termination, even when found innocent, the plan's benefits may still be needed to pay for the legal costs of defending the suit for an alleged wrongful act. Likewise, unique errors & omissions liability coverage can protect an insured from legal claims due to errors or mistakes, whether the charges are real or alleged.
To get the professional assistance that you need to properly insure your business or company against false or legitimate claims of negligence and damage, call Shapiro Insurance Group today and speak directly with a qualified agent. If you would prefer an email response to your questions or need competitive quotes for any business indemnity product, use our website's convenient contact form. We look forward to hearing from you soon.
My husband and I recently moved to Florida from out of state. We'd both been with the same insurance company since before marriage, over 25 years each to date. Unfortunately, all aspects of the move (homeowners, auto, property, and a new construction) proved beyond difficult for our company, to the point we started looking for a new provider. Shapiro came highly recommended by a neighbor and we were not disappointed. Unlike other companies we investigated, Jessica Coop with Shapiro responded immediately. Without the promise of future business, she provided a quote for our new home that the bank required. We decided to take it a step further and met with her to discuss transferring our business. She was on a mission, searching for the best packages for all our individual needs, while ensuring she was keeping us at the protection and service level to which we'd become accustomed with the other company. She was very frank about each cost vs. benefit decision. She has continued to help us navigate our coverage throughout the construction process. We have never felt so secure with our insurance portfolio and are grateful for her expertise and professionalism!
— Julia L.