RV Insurance in Jacksonville
Looking for affordable RV insurance for a new or used motorhome?
Since motor homes contain items that cars don't, RV insurance policies are often more complicated. A recreational vehicle functions as both your dwelling as well as your vehicle. That means the property inside the RV should also be covered. In fact, purchasing motorhome insurance with broader coverage is always a good idea for owners who travel and live in their vehicle for extended periods. Unlike other motor vehicles, your RV may contain flat-screen TVs, clothing, computers, plumbing, electrical components, camping gear, bicycles, appliances and personal belongings. These items are not only subject to theft but can be damaged during an accident, fire or other disaster.
Whether you use a small Class-C motorhome to pull your bass boat or have plans to tour the country in a Class-A motor coach, Shapiro Insurance Group can help you develop an affordable RV insurance plan for year-round peace of mind. Simply use our website's convenient contact form for a quick quote, or call our Jacksonville office today to speak directly with an agent about your specific needs for insurance coverage.
New and Used Motorhome Insurance in Florida
Like operators of more conventional motor vehicles, RV drivers are required by law to have a minimum amount of liability protection. RV liability insurance provides important coverage for you, your family and others when an accident is deemed your fault and damages and/or injuries must be paid. For frequent travelers, a liability policy should also include protection for incidences that occur in the vicinity of their RV, such as while the vehicle is parked at a campsite. In addition, collision insurance can be a lifesaver when your new or used motor home is involved in a crash with an uninsured or underinsured driver. Some owners opt for total loss coverage just in case their RV is damaged beyond repair.
My husband and I recently moved to Florida from out of state. We'd both been with the same insurance company since before marriage, over 25 years each to date. Unfortunately, all aspects of the move (homeowners, auto, property, and a new construction) proved beyond difficult for our company, to the point we started looking for a new provider. Shapiro came highly recommended by a neighbor and we were not disappointed. Unlike other companies we investigated, Jessica Coop with Shapiro responded immediately. Without the promise of future business, she provided a quote for our new home that the bank required. We decided to take it a step further and met with her to discuss transferring our business. She was on a mission, searching for the best packages for all our individual needs, while ensuring she was keeping us at the protection and service level to which we'd become accustomed with the other company. She was very frank about each cost vs. benefit decision. She has continued to help us navigate our coverage throughout the construction process. We have never felt so secure with our insurance portfolio and are grateful for her expertise and professionalism!
— Julia L.