Is there a guideline that new home buyers should be following during hurricane season?



Watch the weather! Hurricane season in the Atlantic begins June 1st and ends
November 30th every year. Binding restrictions go in force shortly after a Tropical
Storm forms, anytime a state of emergency is declared by the governor or at
the company’s discretion once there is a projected path to Florida’s coastline.
Once binding restrictions go in force an insurance policy cannot be issued for
property damage coverage. Therefore, closings can be delayed. Make sure to
check on the property after a storm has passed as there could be damages
from the storm that would not be listed on a prior home inspection. Undisclosed
damage(s) could result in high, unexpected out of pocket expenses for the
home buyer. Feel free to e-mail in insurance questions you’d like answered to


About the author:

Kimberly Branch is a licensed insurance agent in the state of Florida. She is a graduate of the University of Florida and has over 10 years of experience in the insurance industry. She is an employee for Shapiro Insurance group which has 6
offices throughout the state and has been in business over 25 years! Kim will be
contributing to the blog with insurance information on a monthly basis and is
open to answering any questions you may have. Feel free to reach out to Kim to
have her review your insurance portfolio today! (904) 730-7343

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December 14, 2017